Financial abuse

Financial abuse includes:

  • having money or other property stolen
  • being defrauded
  • being put under pressure in relation to money or other property
  • having money or other property misused

DSAB Financial Abuse Working Group

The DSAB Financial Abuse Working Group is a multi-agency group of professionals who meet quarterly to share information, raise awareness of initiatives, plan events and develop resources for both the public and professionals in relation to all aspects of financial abuse. This includes different types of scams, familial abuse, cybercrime and fraud.

There is representation on the group from a wide variety of organisations including DCC Adult Care, Age UK, P3 Charity, Chesterfield Royal Hospital, Trading Standards, Scamwatch, DCHS, Derbyshire CCG, Derbyshire Police, Derby Diocese, Citizens Advice Bureau, Police and Crime Commissioner, Derbyshire Voluntary Action, Community Safety and the Alzheimer’s Society.

The group's strategy plan and action plan are attached to this page.

The following resources have been put together by the trading standards team to assist professionals in supporting and signposting services to people who may be at risk of, or experiencing, financial abuse:

  • Age UK has varied information and advice about spotting and avoiding the latest scams targeting your money, where you can also access the 'Only the tip of the iceberg' evidence review report produced by them. The 'Age UK - Avoiding Scamming' leaflet is attached to this page.
  • If you've found you needed to share the responsibility of managing your money and bills, you may have turned to a friend, relative or carer to help you. No matter who’s helping you, you’re in charge of making your decisions. Age UK have produced a guide called 'Looking after your money' about how to protect your finances as far as possible, and what to do if things do go wrong. 

  • Action Fraud is the UK's national reporting centre for fraud and cyber crime where you should report fraud if you have been scammed, defrauded or experienced cyber crime. The 'Action Fraud - Reporting fraud and cybercrime' leaflet is attached to this page.
  • Think Jessica is a registered charity making people aware of the danger and financial implications caused by postal and telephone scams, educating professionals and protecting the most vulnerable members of our society from illegal practices. The 'Jessica - Watch out for scams' leaflet is designed for relatives and carers as well as victims themselves. It is available to order from Think Jessica.
  • Friends Against Scams is a National Trading Standards Scams Team initiative, which aims to protect and prevent people from becoming victims of scams by empowering communities to 'Take a Stand Against Scams'.
  • Derbyshire County Council has consumer advice to protect you from scams.
  • Take Five is a national campaign to help everyone protect themselves from preventable financial fraud. This includes email deception and phone-based scams as well as online fraud - particularly where criminals impersonate trusted organisations. Led by Financial Fraud Action UK Ltd. (FFA UK).
  • Fraud Advisor is used by banks, community groups and other agencies to raise awareness and help prevent vulnerable and elderly people from becoming victims. It can also provide a useful insight into these crimes for victims and their families.
  • Derbyshire Victims Services.
  • Derbyshire Scam Watch is a project funded by the Police and Crime Commissioner for Derbyshire. It aims to raise awareness, particularly among older residents, of the potential harmful effects of mass-marketing, internet, doorstep and telephone scams and to provide one-to-one advice and support where potential scam or fraud victims are identified.
  • Derbyshire Police have information about online fraud and cybercrime as well as other types of fraud.
  • Sussex Police have videos aimed at visitors, relatives and professionals, about spotting the warning signs of fraud or scams on elderly or vulnerable people.
  • Trusted Trader can help you find honest and reliable traders who commit to doing a good job for a fair price.
  • Citizens Advice Bureau.
  • The National Centre for Post Qualifying Social Work and Professional Practice at Bournemouth University have been working with key national organisations in the UK to develop a better understanding of this issue, seeking ways and solutions to reduce the risk of financial scamming.
  • The Insolvency Service has published a series of videos called ‘if only’ based on true stories concerning financial abuse and scamming, find out how to spot the signs of common scams.
  • The Institute of Professional Willwriters (IPW) was founded in 1991 as a self-regulatory body to safeguard the public from unqualified practitioners and unethical business practices and has become established as the recognised professional body regulating and promoting the profession of willwriting in England, Wales and Northern Ireland.

  • While scamming is a serious subject and can have profound effects on the lives of victims, we have included here a YouTube video called ‘Scamming a Gumtree Scammer’ by the comedian, Joe Lycett, which takes a light-hearted look at the subject and may be useful as part of a training package to highlight how easily people can be scammed.